/* ====== LOTSA GROUP - Estilos compartidos (diseño nuevo) ====== */
:root{
  --dark:#2a2a2a;--dark-2:#1d1d1d;--red:#e33426;--red-dark:#c5281a;--coral:#ff7a6b;
  --ink:#262626;--muted:#666c75;--line:#e6e6e6;--bg:#ffffff;--bg-soft:#f6f6f7;
  --radius:16px;--shadow:0 10px 30px rgba(40,40,40,.10);--shadow-lg:0 24px 60px rgba(30,30,30,.20);
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Inter','Segoe UI',system-ui,-apple-system,sans-serif;color:var(--ink);line-height:1.65;background:var(--bg);-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{line-height:1.2;letter-spacing:-.01em;color:var(--dark)}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}
.container{width:min(1180px,92%);margin:0 auto}
.eyebrow{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--red);margin-bottom:14px}
.btn{display:inline-flex;align-items:center;gap:8px;font-weight:600;font-size:.95rem;padding:14px 28px;border-radius:50px;transition:.25s;cursor:pointer;border:none}
.btn-primary{background:var(--red);color:#fff;box-shadow:0 8px 24px rgba(227,52,38,.35)}
.btn-primary:hover{background:var(--red-dark);transform:translateY(-2px)}
.btn-ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.45)}
.btn-ghost:hover{background:rgba(255,255,255,.12);border-color:#fff}
.btn-light{background:#fff;color:var(--red)}
.btn-light:hover{background:#ffe9e6;transform:translateY(-2px)}

/* Topbar + header */
.topbar{background:var(--dark-2);color:#cfcfcf;font-size:.82rem;padding:8px 0}
.topbar .container{display:flex;justify-content:flex-end;gap:22px;align-items:center;flex-wrap:wrap}
.topbar a{color:#cfcfcf;display:inline-flex;align-items:center;gap:6px}
.topbar a:hover{color:#fff}
.topbar .sep{opacity:.3}
.topbar .lang{font-weight:700;color:#fff}
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
nav{display:flex;align-items:center;justify-content:space-between;padding:14px 0}
.logo-img{height:46px;width:auto}
.nav-links{display:flex;gap:30px;align-items:center}
.nav-links a{font-weight:500;font-size:.95rem;color:var(--ink);transition:.2s}
.nav-links a:hover{color:var(--red)}
.nav-cta{background:var(--red);color:#fff!important;padding:10px 20px;border-radius:50px;font-size:.92rem}
.nav-cta:hover{background:var(--red-dark)}
.nav-lang{font-weight:700;font-size:.82rem;letter-spacing:.04em;border:1.5px solid var(--line);border-radius:50px;padding:7px 13px;color:var(--ink)}
.nav-lang:hover{border-color:var(--red);color:var(--red)}
.nav-portal{display:inline-flex;align-items:center;gap:6px;color:var(--red)!important;font-weight:600}
.nav-portal svg{width:15px;height:15px;opacity:.85}
.nav-portal:hover{color:var(--red-dark)!important}
.nav-portal:hover svg{opacity:1}
/* Menús desplegables (submenús) */
.has-sub{position:relative;display:flex;align-items:center}
.has-sub>a{display:inline-flex;align-items:center;gap:5px}
.has-sub .caret{font-size:.62em;opacity:.7;transition:transform .2s}
.has-sub:hover .caret{transform:rotate(180deg)}
.has-sub::after{content:"";position:absolute;top:100%;left:0;width:100%;height:16px}
.submenu{position:absolute;top:calc(100% + 14px);left:0;min-width:248px;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow);padding:8px;display:flex;flex-direction:column;gap:2px;opacity:0;visibility:hidden;transform:translateY(8px);transition:.2s;z-index:60}
.has-sub:hover .submenu{opacity:1;visibility:visible;transform:translateY(0)}
.submenu a{padding:10px 14px;border-radius:8px;font-size:.92rem;font-weight:500;color:var(--ink);white-space:nowrap}
.submenu a:hover{background:var(--bg-soft);color:var(--red)}
.menu-toggle{display:none;background:none;border:none;font-size:1.6rem;color:var(--dark);cursor:pointer}

section{scroll-margin-top:80px}
.sec-head{max-width:680px;margin-bottom:50px}
.sec-head h2{font-size:clamp(1.8rem,3vw,2.6rem);font-weight:800;margin-bottom:16px}
.sec-head p{color:var(--muted);font-size:1.05rem}

/* Banner de página interna */
.page-hero{position:relative;color:#fff;overflow:hidden;background:linear-gradient(125deg,var(--dark-2) 0%,#3a1a16 60%,var(--red) 140%);padding:74px 0}
.page-hero::before{content:"";position:absolute;inset:0;opacity:.5;background:radial-gradient(circle at 85% 18%,rgba(255,122,107,.28),transparent 45%),radial-gradient(circle at 8% 92%,rgba(227,52,38,.40),transparent 52%)}
.page-hero .container{position:relative}
.page-hero .eyebrow{color:var(--coral)}
.page-hero h1{color:#fff;font-size:clamp(2rem,4vw,3rem);font-weight:800}
.page-hero p{color:#e4dada;max-width:600px;margin-top:14px;font-size:1.08rem}
.breadcrumb{font-size:.85rem;color:#d8b8b3;margin-top:14px}
.breadcrumb a{color:#d8b8b3}
.breadcrumb a:hover{color:#fff}

/* Contenido */
.section{padding:80px 0}
.section.soft{background:var(--bg-soft)}
.prose{max-width:780px;font-size:1.05rem;color:var(--muted)}
.prose p{margin-bottom:18px}
.prose strong{color:var(--dark)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.split img{border-radius:20px;box-shadow:var(--shadow);width:100%;object-fit:cover}

/* Lista de beneficios / checks */
.checklist{display:flex;flex-direction:column;gap:14px;margin-top:8px}
.checklist .item{display:flex;gap:14px;align-items:flex-start}
.checklist .chk{flex:none;width:26px;height:26px;border-radius:50%;background:var(--red);color:#fff;display:grid;place-items:center;font-size:.85rem;margin-top:2px}
.checklist .item span{color:var(--muted)}

/* Tarjetas genéricas */
.cards{display:grid;gap:22px}
.cards.c2{grid-template-columns:repeat(2,1fr)}
.cards.c3{grid-template-columns:repeat(3,1fr)}
.cards.c4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px 26px;transition:.3s}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:transparent}
.card h3{font-size:1.15rem;margin-bottom:8px}
.card p{font-size:.93rem;color:var(--muted)}
.ico-box{width:52px;height:52px;border-radius:13px;display:grid;place-items:center;margin-bottom:18px;background:linear-gradient(135deg,#fde8e6,#fcdcd8);color:var(--red)}
.ico-box svg{width:26px;height:26px}

/* Logos clientes */
.client-logos{display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:24px}
.client-logos .logo-box{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px 26px;display:grid;place-items:center;min-width:150px;min-height:90px;transition:.25s}
.client-logos .logo-box:hover{box-shadow:var(--shadow)}
.client-logos img{max-height:48px;width:auto;transition:.25s}
.client-list{display:flex;flex-wrap:wrap;gap:12px;justify-content:center;margin-top:30px}
.client-list .chip{background:#fff;border:1px solid var(--line);border-radius:50px;padding:10px 22px;font-weight:600;color:var(--dark)}

/* CTA banda */
.cta-band{background:linear-gradient(120deg,var(--dark) 0%,#3a1a16 60%,var(--red) 130%);border-radius:24px;color:#fff;padding:48px;text-align:center;position:relative;overflow:hidden}
.cta-band h2{color:#fff;font-size:1.8rem;margin-bottom:12px}
.cta-band p{color:#e4dada;margin-bottom:24px}

/* Formulario */
.form{background:#fff;border-radius:20px;padding:40px;box-shadow:var(--shadow-lg);max-width:560px;margin:0 auto}
.form h3{margin-bottom:6px}
.form .form-sub{color:var(--muted);font-size:.92rem;margin-bottom:24px}
.field{margin-bottom:18px}
.field label{display:block;font-size:.85rem;font-weight:600;margin-bottom:7px;color:var(--ink)}
.field input,.field textarea{width:100%;padding:13px 15px;border:1.5px solid var(--line);border-radius:10px;font-size:.95rem;font-family:inherit;transition:.2s;background:#fff}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--red);box-shadow:0 0 0 3px rgba(227,52,38,.12)}
.field textarea{resize:vertical;min-height:110px}
.form .btn-primary{width:100%;justify-content:center}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-grid .full{grid-column:1 / -1}
.form-grid .field{margin-bottom:0}
@media(max-width:640px){.form-grid{grid-template-columns:1fr}}
.alert{padding:14px 16px;border-radius:10px;font-size:.92rem;margin-bottom:20px}
.alert-ok{background:#e7f7ec;color:#1c7a3e;border:1px solid #bfe6cc}
.alert-err{background:#fdeceb;color:#b3261e;border:1px solid #f5c7c3}

/* Tabla referencia (contenedores) */
.tabla{width:100%;border-collapse:collapse;background:#fff;border-radius:14px;overflow:hidden;box-shadow:var(--shadow)}
.tabla th,.tabla td{padding:14px 16px;text-align:left;border-bottom:1px solid var(--line);font-size:.95rem}
.tabla th{background:var(--dark);color:#fff;font-weight:600}
.tabla tr:last-child td{border-bottom:none}
.tabla tbody tr:hover{background:var(--bg-soft)}
/* En celular la tabla se convierte en tarjetas apiladas (más legible) */
@media(max-width:640px){
  .tabla{box-shadow:none;background:transparent;border-radius:0}
  .tabla thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
  .tabla tr{display:block;background:#fff;border:1px solid var(--line);border-radius:14px;margin-bottom:16px;box-shadow:var(--shadow);overflow:hidden}
  .tabla td{display:flex;justify-content:space-between;align-items:center;gap:18px;text-align:right;padding:12px 16px;border-bottom:1px solid var(--line);font-size:.92rem}
  .tabla td::before{content:attr(data-label);color:var(--muted);font-weight:600;text-align:left}
  .tabla td:first-child{justify-content:flex-start;font-weight:700;font-size:1rem;color:#fff;background:var(--dark);text-align:left}
  .tabla td:first-child::before{display:none}
  .tabla td:last-child{border-bottom:none}
  .tabla tbody tr:hover{background:#fff}
}

/* Footer */
footer{background:#161616;color:#aaa;padding:56px 0 26px}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px;padding-bottom:34px;border-bottom:1px solid rgba(255,255,255,.1)}
.foot-logo img{height:42px;background:#fff;padding:9px 14px;border-radius:10px;margin-bottom:16px}
.foot-col h4{color:#fff;font-size:.95rem;margin-bottom:14px}
.foot-col a{display:block;color:#aaa;font-size:.9rem;margin-bottom:9px;transition:.2s}
.foot-col a:hover{color:var(--coral)}
.foot-about{color:#9a9a9a;font-size:.9rem;max-width:300px}
.foot-mail{display:inline-block;margin-top:14px;color:#cfcfcf;font-size:.92rem;font-weight:600}
.foot-mail:hover{color:var(--coral)}
.foot-social{display:flex;gap:12px;margin-top:18px}
.foot-social a{width:38px;height:38px;border-radius:10px;background:rgba(255,255,255,.08);display:grid;place-items:center;color:#cfcfcf;transition:.25s}
.foot-social a:hover{background:var(--red);color:#fff}
.foot-social svg{width:17px;height:17px}
.foot-bottom{padding-top:24px;font-size:.85rem;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}
.foot-admin{color:inherit;opacity:.55;transition:.2s}
.foot-admin:hover{opacity:1;color:var(--red)}

@media(max-width:920px){
  .split,.foot-grid{grid-template-columns:1fr}
  .cards.c4{grid-template-columns:1fr 1fr}
  .cards.c3{grid-template-columns:1fr 1fr}
  .nav-links{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;gap:0;padding:10px 0;box-shadow:var(--shadow);border-bottom:1px solid var(--line)}
  .nav-links.open{display:flex}
  .nav-links a{padding:14px 24px;width:100%}
  .nav-links .nav-cta{margin:10px 24px;text-align:center}
  .nav-links .nav-portal{margin:10px 24px;justify-content:center;width:auto}
  .menu-toggle{display:block}
  .foot-grid{grid-template-columns:1fr 1fr}
  /* Submenús en móvil: acordeón (se abren al tocar la categoría) */
  .has-sub{display:block;width:100%}
  .has-sub>a{padding:14px 24px;width:100%;justify-content:space-between}
  .has-sub .caret{display:inline-block;font-size:.72em;opacity:.55;transition:transform .25s,opacity .25s}
  .has-sub.open .caret{transform:rotate(180deg);opacity:1;color:var(--red)}
  .has-sub::after{display:none}
  .submenu{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:none;border-radius:0;background:var(--bg-soft);padding:0;min-width:0;max-height:0;overflow:hidden;transition:max-height .28s ease}
  .has-sub.open .submenu{max-height:640px;padding:4px 0}
  .submenu a{padding:11px 24px 11px 40px;color:var(--muted);white-space:normal;font-size:.9rem}
}
@media(max-width:560px){
  .cards.c4,.cards.c3,.cards.c2,.foot-grid{grid-template-columns:1fr}
  .section{padding:54px 0}
  .form,.cta-band{padding:26px}
}

/* ====== Herramientas ====== */
.field select{width:100%;padding:13px 15px;border:1.5px solid var(--line);border-radius:10px;font-size:.95rem;font-family:inherit;background:#fff;cursor:pointer}
.field select:focus{outline:none;border-color:var(--red);box-shadow:0 0 0 3px rgba(227,52,38,.12)}
.toolbox{max-width:720px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:20px;padding:36px;box-shadow:var(--shadow)}
.tool-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.tool-row3{display:grid;grid-template-columns:1fr 1fr 1fr;gap:16px}
.result-big{margin-top:24px;background:var(--bg-soft);border-radius:14px;padding:26px;text-align:center}
.result-big .num{font-size:2.1rem;font-weight:800;color:var(--red);line-height:1.1}
.result-big .lbl{color:var(--muted);font-size:.9rem;margin-top:6px}
.result-big .num.sm{font-size:1.4rem}
.muted-note{color:var(--muted);font-size:.85rem;margin-top:18px;text-align:center}
.quotes{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-bottom:10px}
.quote{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px;box-shadow:var(--shadow)}
.quote h4{font-size:.95rem;margin-bottom:10px;color:var(--red)}
.quote .cv{display:flex;justify-content:space-between;font-size:.9rem;color:var(--muted);margin-bottom:4px}
.quote .cv b{color:var(--dark);font-weight:700}
@media(max-width:760px){.tool-row,.tool-row3,.quotes{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.tool-row,.tool-row3,.quotes{grid-template-columns:1fr}}

/* Divisas: cotización + conversor lado a lado */
.divisas-layout{display:grid;grid-template-columns:1.5fr 1fr;gap:40px;align-items:start}
.divisas-layout .quotes{grid-template-columns:1fr 1fr;margin-bottom:8px}
.divisas-layout .toolbox{margin:0;max-width:none}
@media(max-width:900px){.divisas-layout{grid-template-columns:1fr;gap:32px}.divisas-layout .quotes{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.divisas-layout .quotes{grid-template-columns:1fr}}

/* Dos herramientas lado a lado */
.two-cols{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:stretch}
.two-cols>div{display:flex;flex-direction:column}
.two-cols .toolbox{margin:0;max-width:none;flex:1;display:flex;flex-direction:column}
.two-cols .toolbox .result-big{margin-top:auto}
@media(max-width:900px){.two-cols{grid-template-columns:1fr;gap:34px}}

/* WhatsApp floating button */
.wa-float{position:fixed;right:20px;bottom:20px;z-index:200;width:58px;height:58px;border-radius:50%;background:#25D366;display:flex;align-items:center;justify-content:center;box-shadow:0 6px 20px rgba(0,0,0,.25);transition:transform .2s,box-shadow .2s}
.wa-float:hover{transform:scale(1.08);box-shadow:0 8px 26px rgba(0,0,0,.32)}
.wa-float svg{width:32px;height:32px;fill:#fff}
@media(max-width:640px){.wa-float{width:52px;height:52px;right:16px;bottom:16px}.wa-float svg{width:29px;height:29px}}

/* News / Novedades */
.news-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.news-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;text-decoration:none;color:inherit;transition:transform .2s,box-shadow .2s}
.news-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.news-thumb{height:180px;background-size:cover;background-position:center}
.news-body{padding:22px;display:flex;flex-direction:column;gap:10px;flex:1}
.news-date{font-size:.8rem;text-transform:uppercase;letter-spacing:.04em;color:var(--red);font-weight:600}
.news-card h3{font-size:1.15rem;line-height:1.35;margin:0}
.news-card p{color:#555;font-size:.95rem;margin:0;flex:1}
.news-more{font-weight:600;color:var(--red);font-size:.92rem}
.article-wrap{max-width:780px}
.article-img{width:100%;height:auto;border-radius:16px;margin-bottom:30px}
.article-body h3{font-size:1.3rem;margin:26px 0 10px}
.article-body p{margin-bottom:16px}
.article-back{margin-top:36px}
@media(max-width:900px){.news-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:640px){.news-grid{grid-template-columns:1fr}}